Contributing Member
Has any British expat experienced receiving cheques from the the UK inland revenue, and not being able to cash them in Russia? Not they refuse to transfer the money and you can't cash them in Russia. The only plan I have round this is to get a bad credit British bank account who won't require a residential address in the UK asking you for bills with your name and local address. But can it be done online without entering UK?
Contributing Member
The "problem" for banks when opening accounts is that they are supposed to abide by so-called "know your customer" controls, introduced to combat money laundering. Normally this means that they have to have some proof of identity. For most banks, this means that they should at least see you once and check your id, if you have one. However, with the rise of internet banks, physical visits are not possible and they very often satisfy themselves by receiving some sort of proof of identity electronically or in writing. I've done this in the past with ME Bank in Belgium, for example, although I've closed that account now.
The problems might be to find a bank in the UK that will accept a cheque, and also the fact that you are no longer resident in the UK.
I'm assuming that you never found a solution when you raised this last year?
johnsimpson (20-08-2019)
Contributing Member
Just found this site. I have no idea how old the list is but at least it gives the links...
https://thefinancialbrand.com/69560/...digital-banks/
bydand (20-08-2019)
Contributing Member
From that list, the only one that I could find of those in the UK that accepted cheques AND allowed non-UK residents to open accounts was B (https://www.youandb.co.uk/). But I only made a cursory check and didn’t make a wider search either.Originally Posted by BigBear
Hope this helps.
Contributing Member
No, I now have a dated cheque, I can send it back and get another one, but will wait for another bigger cheque I will receive from another pension pot. I suppose once I have both cheques I will have to personally go to a bank and get a no credit status bank account. required because of no UK address, no credit history and no utility bills with address to show them. Funny, they pay to a foreign accounts state pension income, but not rebates.
Contributing Member
About the closest possibility, but I guess it's going to be awkward. While applying I got this. Screenshot from 2019-11-05 21-43-44.png
Contributing Member
I have discovered there is an online tax refund service where the HRMC (British tax office) will send money by bank transfer, but only to British banks. I tried all the British banks available, and not one when applying from Russia can assist. Here's the link. https://www.monito.com/en/wiki/open-..._account_UK_EN
My last resort, I have written to my PM, Boris Johnson. I wonder if he or the dept at least will answer me, and sort the problem out, as I also explained this can't possibly be my personal problem, it must be happening to others.
Contributing Member
Found something in my search. Will I hit another brick wall? https://rttax.com/countries/great-britain/
Screenshot from 2020-01-17 17-25-46.jpg
Contributing Member
Contributing Member
Posting Permissions
Reply With Quote