I'm looking for health insurance for West-European non-Russian resident in Moscow... and working for Russian venture.

I am just looking for a way that if I get sick or break a bone, that I don't have to go to the cheap polyclinics, but instead:

1. can get into a 'more reliable' european/american clinic or get medical services in home country
and
2. get expences for medicine payed back.


I have trouble finding organisations offering programmes. Any suggestions are very much appreciated.... thanks.